What We Do
History
Pillar Financial Advisors helps individuals and families achieve their life goals by providing broad-based wealth management services.
We can offer the highest level of personal service because we manage the financial affairs of just a select number of clients with substantial income or assets. At Pillar Financial Advisors we concentrate on each of our client’s unique goals and objectives, whether personal, family or business-related.
We begin the advisory process by getting to know you before making any recommendations. We then review your financial history, investment portfolio, estate planning needs and other important factors. We work closely with your accountant, attorney and other professionals, making full use of their expertise on your behalf. We believe collaboration is critical, not just within our staff, but among your other advisors as well.
The Wealth Management Process
Wealth management consists of two distinct disciplines: financial planning and investment management. At Pillar Financial Advisors, we believe the two cannot be separated.
We develop a financial plan that reflects each client’s unique circumstances. Most often that includes the creation of a detailed balance sheet and addresses such issues as estate planning, risk management and insurance needs, effective philanthropy, retirement planning and educational funding.
In the investment area, we help you preserve, protect and grow your assets. To do this, we start by developing a customized Investment Policy Statement that considers your individual goals and objectives, investment time horizon, need for return and risk tolerance. Your Investment Policy Statement is a blueprint that describes your financial goals and objectives and a strategy for reaching them.
We then manage your portfolio with ongoing attention to your circumstances and your goals.
Benefits of Working With a Fiduciary
A fiduciary is subject to the highest duty of care to its clients under law. While we believe that all financial service providers should act as fiduciaries, unfortunately most are not. As a fiduciary we must always put the best interests of you, the client, first. Those in financial sales owe a fiduciary duty to their employer, not to their client.
